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American Savings Credit Union
3048 Harvester Lane
Memphis, TN 38127
Phone: (901) 358-4496
Toll Free: (800) 999-3179
Email: info@ascu.org
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 Member Rates

 Lending Rates

Consumer Loan Rates

New and Used Vehicles, RV's, Boats, Motorcycles and
Travel Trailers Home Improvement, Appliances,
Computer Systems and Signature


Revised 5/5/08

Best Rate Highest Rate
4.90%
(*with discounts below)
17.90%

*.25% Discount on Vehicle loans with pre-approval plus .25% rate discount with payments by payroll deduction or direct deposit.





Secured Loans

Revised 5/5/08

Loan Type Annual Percentage Rate
Share Secured 5.00%
Certificate Secured 2.00% above current rate




Mortgage Loans

Revised 5/5/08

Loan Type Annual Percentage Rate
First Mortgage 5.50% (Variable Rate)
Second Mortgage 6.50% (Variable Rate)
*Mobile Home (New) 5.50% (Variable Rate)**
*Mobile Home (Used) 6.50% (Variable Rate)**
*10 yr. Fixed Rate 6.00%
HELOC (80% LTV) 8.00% (Prime)
HELOC (90% LTV) 9.00% (Prime + 1)

*.25% Discount on Vehicle loans with pre-approval plus .25% rate discount with payments by payroll deduction or direct deposit.

**Subject to change quarterly or yearly. (Tied To Prime Rate)





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© Copyright 2008 American Savings Credit Union All rights reserved.

EHL-Equal Housing Lender: We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NCUA: Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.