Consumer Loan Rates
New and Used Vehicles, RV's, Boats, Motorcycles and
Travel Trailers Home Improvement, Appliances,
Computer Systems and Signature
Revised 5/5/08
| Best Rate |
Highest Rate |
4.90%
(*with discounts below) |
17.90% |
*.25% Discount on Vehicle loans with pre-approval plus .25% rate discount with payments by payroll deduction or direct deposit.
Secured Loans
Revised 5/5/08
| Loan Type |
Annual Percentage Rate |
| Share Secured |
5.00% |
| Certificate Secured |
2.00% above current rate |
Mortgage Loans
Revised 5/5/08
| Loan Type |
Annual Percentage Rate |
| First Mortgage |
5.50% (Variable Rate) |
| Second Mortgage |
6.50% (Variable Rate) |
| *Mobile Home (New) |
5.50% (Variable Rate)** |
| *Mobile Home (Used) |
6.50% (Variable Rate)** |
| *10 yr. Fixed Rate |
6.00% |
| HELOC (80% LTV) |
8.00% (Prime) |
| HELOC (90% LTV) |
9.00% (Prime + 1) |
*.25% Discount on Vehicle loans with pre-approval plus .25% rate discount with payments by payroll deduction or direct deposit.
**Subject to change quarterly or yearly. (Tied To Prime Rate)
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