American Savings Credit UnionDedicated to Excellent Service



American Savings Credit Union
3048 Harvester Lane
Memphis, TN 38127
Phone: (901) 358-4496
Toll Free: (800) 999-3179
Email: info@ascu.org
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Member Rates

Lending Rates

Consumer Loan Rates

New and Used Vehicles
RV's, Boats, Motorcycles and Travel Trailers, Home Improvement, Appliances, Computer Systems


Revised 11/10/08

Best Rate Highest Rate
4.90%
(*with discounts below)		 17.90%

*.25% Discount on Vehicle loans with pre-approval plus .25% rate discount with payments by payroll deduction or direct deposit.





Secured Loans

Revised 11/10/08

Loan Type Annual Percentage Rate
Share Secured 5.00%
Certificate Secured 2.00% above current rate




Mortgage Loans

Revised 11/10/08

Loan Type Annual Percentage Rate
First Mortgage 4.50% (Variable Rate)
Second Mortgage 5.00% (Variable Rate)
*Mobile Home (New) 4.50% (Variable Rate)**
*Mobile Home (Used) 5.00% (Variable Rate)**
*10 yr. Fixed Rate 6.00%

 

**Subject to change quarterly or yearly. (Tied To Prime Rate)





Signature Loans

Revised 11/10/08

Loan Type Annual Percentage Rate
A Paper
 9.90%
B Paper
 10.90%
C Paper
 11.90%
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© Copyright 2008 American Savings Credit Union All rights reserved.
EHL-Equal Housing Lender: We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NCUA: Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Govt. Agency.