American Savings Credit Union Privacy Notice

American Savings Credit Union wishes to provide you with financial products and services to meet your financial goals, many of our services are provided by creating strategic relationships with others We believe that one of the reasons you do business with us is because we have a strong history of protecting your privacy.

We are required by law to five you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to make available competitive financial products and services.

What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us.

Information we Collect About You

We collect information about your from the following sources:

	Information we receive on applications and other forms
	Information about your transactions with us and companies that work closely with us to provide you with financial services
	Information we receive from credit-reporting agency
	Information obtained when verifying the information you provide on an application or other form (s). This may be obtained from your current or past employers, or from other institutions where you conduct financial transactions and
	Information we may obtain from consumer purchasing and census data providers to develop competitive marketing programs for our members

Parties Who Receive Information From Us

We may disclose nonpublic personal financial information about you to the following types of third parties:

	Shared Branching Companies
	Share Draft printers
	Share Draft processor
	Mortgage Loan providers
	Data Processing Vendors
	Statement Printers
	Credit Insurance Providers
	Marketing Surveyors
	Consumer Credit Reporting Agencies
	Other Insurance Providers

Disclosure of Information About Former Members

If you decide to terminate your membership with American Savings Credit Union we will not share information we have collected about you except as my be permitted by law.

Fair Credit Reporting Act Disclosure

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.